Private Products

Private Product policies are not part of the Federal Crop Insurance Program and are provided directly to farmers by private insurers. A popular example is Crop Hail. Many farmers purchase Crop Hail coverage because hail has the unique ability to totally destroy a significant part of a planted field while leaving the rest undamaged. In areas of the country where hail is a frequent event, farmers often purchase a Crop Hail policy to protect high-yielding crops. Unlike MPCI, a Crop Hail policy can be purchased at any time during the growing season.

Other new products available privately available include additional replant coverage and pre-pricing the MPCI Spring Price prior to the discovery period to name a few.  These examples are products that need to be purchased on or before the MPCI sales closing date.