Pasture, Range & Forage (PRF) – The RI-PRF insurance plan is a risk management tool designed to insure against a decline in an index value that is based on the long-term, historical, average precipitation for the same area of land for the same period of time. It does not measure, capture, or use the actual crop production of any producer or any of the actual crop production within the area. PRF is designed to provide insurance coverage on pasture, rangeland, or forage acres. The program utilizes a rainfall index to determine precipitation for coverage purposes. The Pasture, Rangeland, and Forage insurance was designed to help protect a producer’s operation from the risks of forage loss due to the lack of precipitation. Coverage is based on a producer’s selection of coverage level, index intervals, and productivity factor. The index interval represents a two-month period and a minimum of two intervals must be selected. Producers need to make several choices when insuring their grazing or hay production, including coverage level, index intervals, irrigated practice, productivity factor, and number of acres. The Rainfall Index uses National Oceanic and Atmospheric Administration Climate Prediction Center (NOAA CPC) data, which utilizes a grid system to determine precipitation amounts within an area.