Annual Forage is a Rainfall Index insurance policy that provides coverage on any annually planted crop used for forage or fodder by livestock. This pilot program is designed to protect against a single peril, lack of precipitation. Annual Forage has twelve (12) growing seasons. At least two to three different intervals need to be selected for Annual Forage coverage depending on the state. The months within the intervals cannot overlap. Available on red top cane, triticale, wheat, barley, rye, oats, millet, hay grazer, and corn for silage.

Dual-Use Option – The 2018 Farm Bill allowed Annual Forage producers to purchase two different insurance policies for crops that can be grazed and mechanically harvested on the same acres during the same growing season in certain counties. Producers who grow a small grain to both graze and harvest for grain in the covered counties during Growing Season 1 may be eligible for the dual-use option.

      1. 1. AF BASIC PROVISIONS

        2. AF CROP PROVISIONS

        3. DUAL USE Q&A

        4. INSURANCE STANDARDS HANDBOOK

        5. AF NATIONAL FACT SHEET

        6. Maps | Rainfall Index

        7. Annual Forage Value PDFs: 2025 | OK | TX

Annual Forage | Fowler Agency, LLC | Texas & Oklahoma